Guelph, ON · Fractional CFO & Financial Consulting

Senior financial
expertise, without
the overhead.

MBA-qualified financial consulting for small and growing businesses. Get clarity on your numbers, control your cash flow, and build the financial foundation your business needs to scale.

MBA
Qualified advisor
$0
Cost for discovery call
CFO
Level expertise, fractional cost
What we do

Financial expertise
across every stage

01
Bookkeeping & Reporting

Monthly bookkeeping, reconciliation, and clean financial statements — P&L, balance sheet, and cash flow — delivered on time, every time.

02
Cash Flow Management

Forecasting and monitoring so you always know what's coming in, what's going out, and how to stay ahead of cash crunches.

03
Budgeting & Forecasting

Annual budgets and rolling forecasts tied to your business goals — so you make decisions with confidence, not guesswork.

04
KPI Dashboards

Custom metrics and reporting that tell you exactly how your business is performing — in plain language, not just spreadsheets.

05
Fractional CFO

Ongoing strategic financial leadership — budgeting, modeling, scenario planning, and board-ready reporting — on a flexible retainer.

06
Investor & Lender Prep

Financial models, projections, and investor-ready packages that tell your story clearly and give lenders what they need to say yes.

Pricing

Transparent packages.
No surprises.

Starter
$500–$800 / month
  • Monthly bookkeeping & reconciliation
  • P&L and balance sheet
  • QuickBooks management
  • Monthly check-in call
Get Started
Fractional CFO
$3,000–$5,000 / month
  • Everything in Growth
  • Financial modelling
  • Investor & lender prep
  • Scenario & risk planning
  • Ad-hoc availability
Get Started

One-time financial health audit also available — $500 to $1,500

Advisor
Mike
Dickin, MBA
About

Financial leadership
that scales with you

Zen Financial Services brings MBA-level financial expertise to small and growing businesses across Guelph and Southern Ontario — on a flexible, fractional basis.

Many business owners are excellent at what they do, but find the financial side of running a business overwhelming. That's where we come in. We translate your numbers into clear insights and actionable strategy, so you can focus on growth with confidence.

Whether you need clean books, better cash flow visibility, a financial model for investors, or an experienced financial mind at the table — we offer the right level of support at the right price.

QuickBooks Cash Flow Financial Modelling Forecasting Guelph, ON Remote-Friendly
Get in touch

Start with a free
30-minute call

No commitment, no pitch. Just an honest conversation about your business and whether we're a good fit. Or book directly in our calendar →

Email
mike@zenfinancial.ca
Phone
519-400-5151
Location
Guelph, Ontario · Remote-Friendly
Book a call

Schedule your free
30-minute discovery call

Pick a time that works for you. No preparation needed — just a conversation about your business and your goals.

Prefer email? Reach Mike directly at mike@zenfinancial.ca or call 519-400-5151